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Nicky Goulimis and Nico Barawid

Tunic Pay: stopping scams on instant bank payments

  • Founded 2023
  • Backed by LocalGlobe
  • Used by banks

About

Nicky Goulimis, a former chief risk officer, founded Tunic Pay in 2023 with Nico Barawid after hearing that scams were going unsolved. Tunic checks the recipient of a bank payment, not just the sender, to protect real-time payments from fraud.

LocalGlobe is its biggest backer, alongside Point72 and others, and its clients include national banks and fintechs.

Number 90 on the Startups 100 Index 2025.