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Neeraj Baid and Patrick Kavanagh

Atlantic Money: international transfers for a flat £3

  • Founded 2020
  • $7.5m seed
  • £3 per transfer

About

Neeraj Baid and Patrick Kavanagh, American expats in London and former Robinhood employees, founded Atlantic Money in 2020 after repeatedly sending money across the Atlantic. Atlantic sends money abroad at the live exchange rate for a flat £3 fee, on transfers up to £1m.

Atlantic raised $7.5m in seed funding with backing from Index Ventures, Amplo and Kleiner Perkins.

Number 65 on the Startups 100 Index 2025.